In the process of reconstruction of the old industry base in theNortheast there must be people to bear the cost of system transfer. Thiscost should be. and must be laid on the government. However this doesnot mean the government should give the funds directly to enterprises orindividuals, but to pay the systematic debts by using financial tools inthe market. In another word. the government is naturally the bill payerfor the transfer cost.
The co--operative sides of a financial service group can make use of each other‘s client group and distribution channel to enlarge selling network through cross--sale, and increase sales amount.The theory thereunder is that the clients of a product of a bank are also the ideal objects of itsother products.